MORTGAGE IN FRANCE,
how to succeed in financing your property purchase in France
THE LOAN BROKER SERVICE OFFERED BY MORTGAGE IN FRANCE
acts as a catalyst and accelerator between customers and the financial institutions
OUR CLIENTS HAVE PRIORITY ACCESS TO EFFECTIVE INTERMEDIARIES
to guarantee the success of their French property project
- French people located abroad
- All other nationalities who are resident abroad
- Expatriate French nationals wanting to return to France
- Residents in France with foreign sources of income
- Employed staff and entrepreneurs
Which projects?
- Purchasing a main residence, second home, or buy-to-let
- Property investment
- Tax incentives (furnished rentals, buy-to-let new builds, ‘parahôtellerie’ accommodation, historic monuments, ‘deficit foncier’, division of property, etc.)
What type of property?
- Houses, apartments, villas, chalets, whether old properties (with or without renovations) or new buildings (off-plan project)
- Land and construction
- Renovation work
- Buying out other owners
- Equity release
- SCPI [French investment company]
Which countries of residence?
We can look at investors coming from anywhere apart from those established in tax havens or countries in political crisis. Applications from the USA or United Kingdom are welcome, and are our main customer base, although in the last few years they have been having legal issues in the eyes of lenders.
Which investment vehicles?
In your own name or as a French property company (SCI, family SARL/SAS).
Contrary to widely held belief, and despite the quality of their profiles, non-residents, French expatriates and foreign investors are not good customers for French banks.
In addition to legal and financial risks that are deemed higher, loans are still a loss leader – given that non-resident customers don’t live on French territory, they don’t buy add-ons such as banking products and insurance or open savings accounts.
For this reason, banks’ involvement is subject to borrowers accepting significant commercial consideration in return.
Here are just some of the reasons
why you might want to use MIF's services
Access to diversified financing
We work with a wide range of financial partners, to serve all our international investors.
Different financial institutions, including banks and alternative lenders, enable us to offer various terms and schemes to suit a wide range of profiles.
Financing expertise
Mortgage in France experts have in-depth knowledge of the financing market for private and international customers.
We can guide you in your search for financing according to your aims, your asset profile and the way the French banking market works.
Personalised support
We offer individual support throughout the financing process, from initial feasibility to monitoring the stages leading up to release of funds and signature of deed of purchase.
So you have ongoing support to maximize your chances of success.
Responsive and time saving
Searching for financing can take a long time and be very tedious, especially for non-resident borrowers, for whom terms and ease of access to funds often differ greatly from where they have lived before.
By using Mortgage in France, you gain precious time by leaving experienced professionals to present market offers to you, making bank procedures more efficient.
Advice and access to professionals in the sector
A property investment and its financing involves many legal, tax, asset management, administrative and accounting issues, often handled remotely, and we advise you and direct you to best practice and reliable professionals.
The
process
We listen to you
Feasibility in principle
Approval of the project
Monitoring and chasing
Let’s talk about you and your project
Let’s see if you qualify
You choose the offer which suits you best
Our role is to get your project to a successful conclusion as quickly as possible and keep you informed about how things are progressing
Legal Notices
MORTGAGE IN FRANCE is a brand of BC&C, an SAS with a capital of 5000€
BC&C SAS is entered on the Trade Register of Nice under number 822 172 938
MIOBSP is on the Orias register under number 1600503
Legal terms and Data protection policy
